County property tax calculator
Property Tax Calculator for Travis County
Travis County sits above the national property tax average at 1.535%. On a median home of $487,600, that translates to $7,485 per year, or $624 per month in escrow. The gap versus the 1.07% US average is meaningful — enough to move the needle on monthly affordability for buyers comparing this county with lower-tax neighbors. Local jurisdictions here fund schools and services primarily through property taxes, which is why the rate sits where it does. For buyers budgeting the purchase, factoring this into the total monthly payment before making an offer keeps expectations grounded and avoids surprises at closing. Travis County's median home value of $487,600 sits far above the Texas state average — this is a premium market. Buyers here typically see larger down payments, higher loan amounts, and pricing that can push certain loans into jumbo territory. The valuation reflects a combination of demand, employment access, and local amenities that tend to hold long-term. For buyers entering this market, the math shifts: monthly payments scale with the loan amount, and lenders may apply stricter scrutiny at higher price points. Homeowners' insurance and property tax often run above state norms as a direct result. Anyone budgeting a purchase should plan for the full carrying cost, not just the loan payment. Buyers moving into this tier should expect lender scrutiny on jumbo financing thresholds and may benefit from a full pre-approval before touring properties, since the price point often attracts multiple offers and fast decisions.
Property Tax Details
National average is 1.07%
Used to project future tax burden
Annual Property Tax
$0
Insights
Property Tax Landscape in Travis County
Travis County's 1.535% rate tracks close to Texas's average of 1.6%. There is no meaningful deviation for local buyers — the county sits in the middle of the state's tax picture. On a median home, the annual tax burden is close to what a buyer would expect anywhere in Texas. This alignment makes the county easy to compare against others in the state without adjusting for tax rate. Escrow analysis follows the same pattern as state peers. For buyers considering multiple counties in Texas, this one will feel familiar on the tax line. Within Texas, Travis County ranks as the 48th highest of 250 counties by effective property tax rate.
Travis County's median home value of $487,600 sits far above the Texas state average — this is a premium market. Buyers here typically see larger down payments, higher loan amounts, and pricing that can push certain loans into jumbo territory. The valuation reflects a combination of demand, employment access, and local amenities that tend to hold long-term. For buyers entering this market, the math shifts: monthly payments scale with the loan amount, and lenders may apply stricter scrutiny at higher price points. Homeowners' insurance and property tax often run above state norms as a direct result. Anyone budgeting a purchase should plan for the full carrying cost, not just the loan payment. Median household income in Travis County sits above the Texas state average at $97,169, supporting broader access to conventional loan products and stronger debt-to-income profiles at the lender level. The price-to-income ratio of 5.0x is workable but requires planning. Households at the median can typically qualify for conventional or FHA financing at current rates. Median gross rent runs $1,669 per month, giving renters a baseline to compare against ownership costs in the same market.
Property Tax Scenarios — Travis County
The scenarios below show how property tax scales across a range of home values typical for a premium market. Buyers comparing price points can see the direct effect on annual and monthly escrow: each step up in value moves the tax line proportionally at the county's effective rate. This is not the loan payment — it is the tax component that sits inside the monthly mortgage servicer collection.
| Home Value | Annual Tax | Monthly Escrow | 10-Year Total |
|---|---|---|---|
| $245,000 | $3,761 | $313 | $37,608 |
| $365,000 | $5,603 | $467 | $56,028 |
| $490,000 | $7,522 | $627 | $75,215 |
| $730,000 | $11,206 | $934 | $112,055 |
| $975,000 | $14,966 | $1,247 | $149,663 |
Frequently asked questions
For buyers considering Travis County, the questions below address the tax load, escrow mechanics, and comparisons with state averages. Answers use county-specific data from the 2023 Census ACS.
What is the property tax rate in Travis County?
Travis County has an effective property tax rate of 1.535%, above the national average (national average: 1.07%). On a median home of $487,600, that's about $7,485 per year, or $624 monthly through escrow.
How much are property taxes on a home in Travis County?
At the county median of $487,600, annual property taxes run roughly $7,485, collected through mortgage escrow at about $624 per month.
How does Travis County compare to Texas?
Travis County's 1.535% rate is essentially in line with Texas's statewide average of 1.6%. The difference equals about $317 per year on a median home.
What is the median income in Travis County?
Median household income in Travis County is $97,169 (Census ACS 2023). Median gross rent runs $1,669 per month.
Are property taxes deductible in Travis County?
Yes, property taxes are deductible on federal returns when you itemize, subject to the SALT cap ($10,000 for most filers). Travis County homeowners paying $7,485 annually may benefit if their combined state and local tax burden exceeds the standard deduction.
How are property taxes calculated in Travis County?
The county assessor multiplies your home's assessed value by the local tax rate. On a $487,600 home at the county's effective rate of 1.535%, the annual bill is approximately $7,485.
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Disclaimer: This calculator and the content on this page are for educational purposes only. They do not constitute financial, legal, or tax advice. Rates, loan limits, and eligibility criteria vary by lender, location, and borrower profile. Always consult a licensed financial professional before making borrowing decisions. CalcPier is independent and not affiliated with any lender listed on this page.
