Complete calculator suite

Estimate monthly PITI payments including principal, interest, taxes, insurance, PMI, and HOA.

Find out how much house you can afford based on income, debts, and DTI.

Calculate down payment, closing costs, and total cash needed.

Estimate closing costs by category and total cash needed to close.

Estimate annual and monthly property taxes with appreciation projection.

Calculate monthly PMI, when it drops off, and the total cost.

Calculate loan-to-value, CLTV, and payoff to reach 80% LTV.

Evaluate front-end and back-end debt-to-income ratios for lender pre-approval.

Calculate 3.5% down payment options, upfront mortgage insurance (UFMIP), and annual MIP.

Zero-down mortgage planning for eligible veterans, active military, and surviving spouses.

Rural development home loans with zero down payment and subsidized guarantee fees.

Calculate ARM payments during and after the fixed period, worst case included.

Estimate monthly car payments, sales tax, and total interest.

Compare your current rate against new refinance options and calculate monthly savings and break-even.

Plan home equity lines of credit and flexible borrowing limits.

Calculate total accumulated equity and tappable borrowing power.

Compare the true financial outcome of renting vs buying over time.

Estimate HECM principal limit and monthly proceeds for 62+.

Generate a complete month-by-month or year-by-year schedule of principal and interest breakdown.

See how extra monthly payments shorten your loan and cut total interest.

See how biweekly payments cut years off your mortgage.

Project your nest egg, monthly retirement income, and readiness score.

See how savings grow with compound interest and monthly contributions.

Project portfolio growth with annual contributions and inflation adjustment.