Mortgage Rates by State

Thirty-year fixed mortgage rates vary across states due to regional lender competition, local property tax rates, homeowners insurance costs, and conforming loan limits. Every state page on CalcPier provides live FRED mortgage rates, state-average property tax rates, median home prices, and FHA and VA loan limits tailored to local housing markets. Updated daily with no signup required, our state data helps home buyers understand the true monthly cost of homeownership before making an offer or contacting a lender. Data is sourced from HUD, CFPB, Freddie Mac, and FRED.

All 50 States + Washington, D.C.