County property tax calculator
Property Tax Calculator for Fayette County
Fayette County falls close to the national property tax average. At 1.008%, the effective rate is within a range that most US buyers see as typical — roughly in line with the 1.07% figure that governs the national conversation. On the county's median home value of $271,100, the annual tax bill lands at $2,733, or about $228 per month paid through escrow. The result is a tax load that neither stands out nor surprises. For buyers comparing this county with neighbors, the property tax line will look familiar. Escrow analysis each year will adjust for changes in assessed value, but the rate itself is stable and predictable for budget planning. Fayette County's median home value of $271,100 falls roughly in line with the Texas state median. This is a balanced market — neither stretched at the top nor unusually affordable at the bottom. Buyers see a mix of entry-level homes, mid-range move-up inventory, and occasional higher-end listings. Financing flexibility is broad: conventional, FHA, VA, and USDA programs all apply depending on the buyer's profile and the property's location. For budgeting, the county-level median gives a reasonable anchor, though actual pricing varies block by block. Long-term ownership here typically follows the broader regional market rather than running far ahead or behind it.
Property Tax Details
National average is 1.07%
Used to project future tax burden
Annual Property Tax
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Insights
Property Tax Landscape in Fayette County
Fayette County stands out within Texas with a 1.008% effective rate — well below the state average of 1.6%. The gap saves roughly $1,605 per year on a median-priced home, a substantial amount when compounded over the life of a mortgage. Counties in this tier often fund services through alternative revenue: sales tax, state transfers, tourism, or commercial tax base. For buyers who plan to hold long-term, the cumulative savings versus higher-tax counties in Texas can run into the tens of thousands. Escrow will still adjust with assessments, but the baseline rate offers a structurally lower carrying cost. Within Texas, Fayette County ranks as the 42th lowest of 250 counties by effective property tax rate.
Fayette County's median home value of $271,100 falls roughly in line with the Texas state median. This is a balanced market — neither stretched at the top nor unusually affordable at the bottom. Buyers see a mix of entry-level homes, mid-range move-up inventory, and occasional higher-end listings. Financing flexibility is broad: conventional, FHA, VA, and USDA programs all apply depending on the buyer's profile and the property's location. For budgeting, the county-level median gives a reasonable anchor, though actual pricing varies block by block. Long-term ownership here typically follows the broader regional market rather than running far ahead or behind it. Median household income in Fayette County runs below the Texas state average at $76,541. Buyers here often rely on FHA, USDA, or state down-payment assistance programs to make the numbers work. The price-to-income ratio of 3.5x reflects a balanced profile for the region — median-income buyers have reasonable access to the market. Median gross rent runs $909 per month, giving renters a baseline to compare against ownership costs in the same market.
Property Tax Scenarios — Fayette County
These scenarios cover a range of purchase prices that reflect the county's balanced housing mix. Whether buying near the median or stretching toward the upper end, the tax component follows the same effective rate. Use the table below to compare annual and monthly impact across realistic price points.
| Home Value | Annual Tax | Monthly Escrow | 10-Year Total |
|---|---|---|---|
| $135,000 | $1,361 | $113 | $13,608 |
| $205,000 | $2,066 | $172 | $20,664 |
| $270,000 | $2,722 | $227 | $27,216 |
| $405,000 | $4,082 | $340 | $40,824 |
| $540,000 | $5,443 | $454 | $54,432 |
Frequently asked questions
The questions below address what buyers typically want to know about property tax in Fayette County — rate, escrow, deductibility, and how it compares to the state. All answers use county-specific figures.
What is the property tax rate in Fayette County?
Fayette County has an effective property tax rate of 1.008%, close to the national average (national average: 1.07%). On a median home of $271,100, that's about $2,733 per year, or $228 monthly through escrow.
How much are property taxes on a home in Fayette County?
At the county median of $271,100, annual property taxes run roughly $2,733, collected through mortgage escrow at about $228 per month.
How does Fayette County compare to Texas?
Fayette County's 1.008% rate is substantially below Texas's statewide average of 1.6%. The difference equals about $1,605 per year on a median home.
What is the median income in Fayette County?
Median household income in Fayette County is $76,541 (Census ACS 2023). Median gross rent runs $909 per month.
Are property taxes deductible in Fayette County?
Yes, property taxes are deductible on federal returns when you itemize, subject to the SALT cap ($10,000 for most filers). Fayette County homeowners paying $2,733 annually may benefit if their combined state and local tax burden exceeds the standard deduction.
How are property taxes calculated in Fayette County?
The county assessor multiplies your home's assessed value by the local tax rate. On a $271,100 home at the county's effective rate of 1.008%, the annual bill is approximately $2,733.
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Disclaimer: This calculator and the content on this page are for educational purposes only. They do not constitute financial, legal, or tax advice. Rates, loan limits, and eligibility criteria vary by lender, location, and borrower profile. Always consult a licensed financial professional before making borrowing decisions. CalcPier is independent and not affiliated with any lender listed on this page.
