County property tax calculator
Property Tax Calculator for Union County
Union County falls close to the national property tax average. At 1.255%, the effective rate is within a range that most US buyers see as typical — roughly in line with the 1.07% figure that governs the national conversation. On the county's median home value of $306,600, the annual tax bill lands at $3,848, or about $321 per month paid through escrow. The result is a tax load that neither stands out nor surprises. For buyers comparing this county with neighbors, the property tax line will look familiar. Escrow analysis each year will adjust for changes in assessed value, but the rate itself is stable and predictable for budget planning. Union County sits above the Ohio state median, placing it in the premium tier for the region. A median home value of $306,600 reflects demand for the area's access to jobs, schools, or lifestyle. Buyers here face a market where list prices move quickly and competition can push offers above asking. Financing still works within conventional loan limits in most cases, but buyers should model the full monthly cost — principal, interest, tax, insurance, and any HOA — before committing. The premium pricing means less room for surprises in the budget. Long-term ownership here tends to reward buyers who plan conservatively and hold through market cycles.
Property Tax Details
National average is 1.07%
Used to project future tax burden
Annual Property Tax
$0
Insights
Property Tax Landscape in Union County
Union County taxes at 1.255%, below Ohio's average of 1.42%. The difference saves roughly $506 per year on a median-valued home compared with the state figure. Buyers moving within Ohio may notice the savings in escrow — the monthly payment is lower by a corresponding amount. Local jurisdictions here often operate on a leaner tax base or supplement revenue through other sources. The lower rate does not necessarily mean lower services; county budgets vary. Buyers comparing options should weigh the tax savings against other factors like commute, school district, and access to amenities. Within Ohio, Union County ranks as the 25th highest of 88 counties by effective property tax rate.
Union County sits above the Ohio state median, placing it in the premium tier for the region. A median home value of $306,600 reflects demand for the area's access to jobs, schools, or lifestyle. Buyers here face a market where list prices move quickly and competition can push offers above asking. Financing still works within conventional loan limits in most cases, but buyers should model the full monthly cost — principal, interest, tax, insurance, and any HOA — before committing. The premium pricing means less room for surprises in the budget. Long-term ownership here tends to reward buyers who plan conservatively and hold through market cycles. Median household income in Union County sits above the Ohio state average at $109,506, supporting broader access to conventional loan products and stronger debt-to-income profiles at the lender level. The price-to-income ratio of 2.8x reflects a balanced profile for the region — median-income buyers have reasonable access to the market. Median gross rent runs $1,188 per month, giving renters a baseline to compare against ownership costs in the same market.
Property Tax Scenarios — Union County
For a market where median homes run above the state average, tax scales linearly with home value. The five scenarios below map the range from entry-level pricing to premium listings, showing annual tax, monthly escrow, and ten-year totals at the county's effective rate.
| Home Value | Annual Tax | Monthly Escrow | 10-Year Total |
|---|---|---|---|
| $155,000 | $1,945 | $162 | $19,452 |
| $230,000 | $2,887 | $241 | $28,865 |
| $305,000 | $3,828 | $319 | $38,277 |
| $460,000 | $5,773 | $481 | $57,730 |
| $615,000 | $7,718 | $643 | $77,182 |
Frequently asked questions
The questions below address what buyers typically want to know about property tax in Union County — rate, escrow, deductibility, and how it compares to the state. All answers use county-specific figures.
What is the property tax rate in Union County?
Union County has an effective property tax rate of 1.255%, close to the national average (national average: 1.07%). On a median home of $306,600, that's about $3,848 per year, or $321 monthly through escrow.
How much are property taxes on a home in Union County?
At the county median of $306,600, annual property taxes run roughly $3,848, collected through mortgage escrow at about $321 per month.
How does Union County compare to Ohio?
Union County's 1.255% rate is moderately below Ohio's statewide average of 1.42%. The difference equals about $506 per year on a median home.
What is the median income in Union County?
Median household income in Union County is $109,506 (Census ACS 2023). Median gross rent runs $1,188 per month.
Are property taxes deductible in Union County?
Yes, property taxes are deductible on federal returns when you itemize, subject to the SALT cap ($10,000 for most filers). Union County homeowners paying $3,848 annually may benefit if their combined state and local tax burden exceeds the standard deduction.
How are property taxes calculated in Union County?
The county assessor multiplies your home's assessed value by the local tax rate. On a $306,600 home at the county's effective rate of 1.255%, the annual bill is approximately $3,848.
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Disclaimer: This calculator and the content on this page are for educational purposes only. They do not constitute financial, legal, or tax advice. Rates, loan limits, and eligibility criteria vary by lender, location, and borrower profile. Always consult a licensed financial professional before making borrowing decisions. CalcPier is independent and not affiliated with any lender listed on this page.
