County property tax calculator
Property Tax Calculator for Roseau County
Roseau County falls close to the national property tax average. At 0.928%, the effective rate is within a range that most US buyers see as typical — roughly in line with the 1.07% figure that governs the national conversation. On the county's median home value of $177,100, the annual tax bill lands at $1,643, or about $137 per month paid through escrow. The result is a tax load that neither stands out nor surprises. For buyers comparing this county with neighbors, the property tax line will look familiar. Escrow analysis each year will adjust for changes in assessed value, but the rate itself is stable and predictable for budget planning. Roseau County is one of the more affordable markets in Minnesota. A median home value of $177,100 places entry-level pricing within reach for first-time buyers and investors alike. With FHA loans at 3.5% down or VA loans at 0%, the barrier to entry is often the lowest in the region. Lower valuations also mean lower absolute tax bills and insurance premiums. The trade-off may be distance from major employment centers or access to specific school districts. Buyers exploring this tier should compare commute cost and time against the lower purchase price. Rental demand in entry-priced markets is often steady, which supports the investor case. With entry-level pricing and access to first-time buyer programs, this market often allows buyers to enter with a smaller cash reserve than premium or expensive tiers would require.
Property Tax Details
National average is 1.07%
Used to project future tax burden
Annual Property Tax
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Insights
Property Tax Landscape in Roseau County
Roseau County taxes at 0.928%, below Minnesota's average of 1.06%. The difference saves roughly $234 per year on a median-valued home compared with the state figure. Buyers moving within Minnesota may notice the savings in escrow — the monthly payment is lower by a corresponding amount. Local jurisdictions here often operate on a leaner tax base or supplement revenue through other sources. The lower rate does not necessarily mean lower services; county budgets vary. Buyers comparing options should weigh the tax savings against other factors like commute, school district, and access to amenities. Within Minnesota, Roseau County ranks as the 27th lowest of 87 counties by effective property tax rate.
Roseau County is one of the more affordable markets in Minnesota. A median home value of $177,100 places entry-level pricing within reach for first-time buyers and investors alike. With FHA loans at 3.5% down or VA loans at 0%, the barrier to entry is often the lowest in the region. Lower valuations also mean lower absolute tax bills and insurance premiums. The trade-off may be distance from major employment centers or access to specific school districts. Buyers exploring this tier should compare commute cost and time against the lower purchase price. Rental demand in entry-priced markets is often steady, which supports the investor case. Median household income in Roseau County runs below the Minnesota state average at $73,611. Buyers here often rely on FHA, USDA, or state down-payment assistance programs to make the numbers work. The price-to-income ratio of 2.4x reflects a balanced profile for the region — median-income buyers have reasonable access to the market. Median gross rent runs $886 per month, giving renters a baseline to compare against ownership costs in the same market.
Property Tax Scenarios — Roseau County
Entry-level markets still carry ongoing tax obligations. The scenarios below show what annual and monthly escrow looks like across five price points, from below median to above. Buyers evaluating a first purchase here should use these numbers to plan the full monthly carrying cost, not just principal and interest.
| Home Value | Annual Tax | Monthly Escrow | 10-Year Total |
|---|---|---|---|
| $90,000 | $835 | $70 | $8,352 |
| $135,000 | $1,253 | $104 | $12,528 |
| $175,000 | $1,624 | $135 | $16,240 |
| $265,000 | $2,459 | $205 | $24,592 |
| $355,000 | $3,294 | $275 | $32,944 |
Frequently asked questions
The questions below address what buyers typically want to know about property tax in Roseau County — rate, escrow, deductibility, and how it compares to the state. All answers use county-specific figures.
What is the property tax rate in Roseau County?
Roseau County has an effective property tax rate of 0.928%, close to the national average (national average: 1.07%). On a median home of $177,100, that's about $1,643 per year, or $137 monthly through escrow.
How much are property taxes on a home in Roseau County?
At the county median of $177,100, annual property taxes run roughly $1,643, collected through mortgage escrow at about $137 per month.
How does Roseau County compare to Minnesota?
Roseau County's 0.928% rate is moderately below Minnesota's statewide average of 1.06%. The difference equals about $234 per year on a median home.
What is the median income in Roseau County?
Median household income in Roseau County is $73,611 (Census ACS 2023). Median gross rent runs $886 per month.
Are property taxes deductible in Roseau County?
Yes, property taxes are deductible on federal returns when you itemize, subject to the SALT cap ($10,000 for most filers). Roseau County homeowners paying $1,643 annually may benefit if their combined state and local tax burden exceeds the standard deduction.
How are property taxes calculated in Roseau County?
The county assessor multiplies your home's assessed value by the local tax rate. On a $177,100 home at the county's effective rate of 0.928%, the annual bill is approximately $1,643.
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Disclaimer: This calculator and the content on this page are for educational purposes only. They do not constitute financial, legal, or tax advice. Rates, loan limits, and eligibility criteria vary by lender, location, and borrower profile. Always consult a licensed financial professional before making borrowing decisions. CalcPier is independent and not affiliated with any lender listed on this page.
