Property Tax Calculator for Tillamook County

Property Tax Landscape in Tillamook County

Tillamook County stands out within Oregon with a 0.599% effective rate — well below the state average of 0.94%. The gap saves roughly $1,393 per year on a median-priced home, a substantial amount when compounded over the life of a mortgage. Counties in this tier often fund services through alternative revenue: sales tax, state transfers, tourism, or commercial tax base. For buyers who plan to hold long-term, the cumulative savings versus higher-tax counties in Oregon can run into the tens of thousands. Escrow will still adjust with assessments, but the baseline rate offers a structurally lower carrying cost. Within Oregon, Tillamook County ranks as the 5th lowest of 36 counties by effective property tax rate.

Tillamook County's median home value of $408,600 falls roughly in line with the Oregon state median. This is a balanced market — neither stretched at the top nor unusually affordable at the bottom. Buyers see a mix of entry-level homes, mid-range move-up inventory, and occasional higher-end listings. Financing flexibility is broad: conventional, FHA, VA, and USDA programs all apply depending on the buyer's profile and the property's location. For budgeting, the county-level median gives a reasonable anchor, though actual pricing varies block by block. Long-term ownership here typically follows the broader regional market rather than running far ahead or behind it. Median household income in Tillamook County runs below the Oregon state average at $66,551. Buyers here often rely on FHA, USDA, or state down-payment assistance programs to make the numbers work. The price-to-income ratio of 6.1x signals a market where buyers stretch to enter — households at the median allocate a larger share of take-home pay toward housing than in most US markets. Median gross rent runs $1,169 per month, giving renters a baseline to compare against ownership costs in the same market.