County property tax calculator
Property Tax Calculator for Mountrail County
Mountrail County taxes property at 0.527%, below the 1.07% national average. On the county's median home value of $222,200, that works out to $1,171 per year, or $98 per month in escrow — a lighter monthly load than most of the country. Counties with rates in this range often lean on sales tax, state transfers, or other revenue sources to fund services, which keeps the property tax burden lower for homeowners. For buyers who plan to hold long-term, the cumulative savings versus a high-tax market can be substantial. Escrow will still fluctuate with assessments, but the baseline rate gives a predictable starting point. The lower effective rate here also means escrow adjustments have a smaller absolute impact on monthly payments when property assessments change year over year. Buyers who plan to hold the home for a decade or more often find this matters more than the initial purchase price gap against higher-tax neighbors, especially once equity builds and the tax line becomes a smaller percentage of total carrying cost. Mountrail County's median home value of $222,200 falls roughly in line with the North Dakota state median. This is a balanced market — neither stretched at the top nor unusually affordable at the bottom. Buyers see a mix of entry-level homes, mid-range move-up inventory, and occasional higher-end listings. Financing flexibility is broad: conventional, FHA, VA, and USDA programs all apply depending on the buyer's profile and the property's location. For budgeting, the county-level median gives a reasonable anchor, though actual pricing varies block by block. Long-term ownership here typically follows the broader regional market rather than running far ahead or behind it.
Property Tax Details
National average is 1.07%
Used to project future tax burden
Annual Property Tax
$0
Insights
Property Tax Landscape in Mountrail County
Mountrail County stands out within North Dakota with a 0.527% effective rate — well below the state average of 0.95%. The gap saves roughly $940 per year on a median-priced home, a substantial amount when compounded over the life of a mortgage. Counties in this tier often fund services through alternative revenue: sales tax, state transfers, tourism, or commercial tax base. For buyers who plan to hold long-term, the cumulative savings versus higher-tax counties in North Dakota can run into the tens of thousands. Escrow will still adjust with assessments, but the baseline rate offers a structurally lower carrying cost. Within North Dakota, Mountrail County ranks as the 5th lowest of 53 counties by effective property tax rate.
Mountrail County's median home value of $222,200 falls roughly in line with the North Dakota state median. This is a balanced market — neither stretched at the top nor unusually affordable at the bottom. Buyers see a mix of entry-level homes, mid-range move-up inventory, and occasional higher-end listings. Financing flexibility is broad: conventional, FHA, VA, and USDA programs all apply depending on the buyer's profile and the property's location. For budgeting, the county-level median gives a reasonable anchor, though actual pricing varies block by block. Long-term ownership here typically follows the broader regional market rather than running far ahead or behind it. Median household income in Mountrail County tracks the North Dakota average at $81,292, giving buyers access to the full range of standard loan programs including conventional, FHA, and USDA where applicable. The price-to-income ratio of 2.7x reflects a balanced profile for the region — median-income buyers have reasonable access to the market. Median gross rent runs $864 per month, giving renters a baseline to compare against ownership costs in the same market.
Property Tax Scenarios — Mountrail County
These scenarios cover a range of purchase prices that reflect the county's balanced housing mix. Whether buying near the median or stretching toward the upper end, the tax component follows the same effective rate. Use the table below to compare annual and monthly impact across realistic price points.
| Home Value | Annual Tax | Monthly Escrow | 10-Year Total |
|---|---|---|---|
| $110,000 | $580 | $48 | $5,797 |
| $165,000 | $870 | $72 | $8,696 |
| $220,000 | $1,159 | $97 | $11,594 |
| $335,000 | $1,765 | $147 | $17,655 |
| $445,000 | $2,345 | $195 | $23,452 |
Frequently asked questions
Buyers in low-tax jurisdictions often have specific questions about long-term savings, escrow mechanics, and comparisons with other counties in the state. The answers below use Mountrail County's own data.
What is the property tax rate in Mountrail County?
Mountrail County has an effective property tax rate of 0.527%, below the national average (national average: 1.07%). On a median home of $222,200, that's about $1,171 per year, or $98 monthly through escrow.
How much are property taxes on a home in Mountrail County?
At the county median of $222,200, annual property taxes run roughly $1,171, collected through mortgage escrow at about $98 per month.
How does Mountrail County compare to North Dakota?
Mountrail County's 0.527% rate is substantially below North Dakota's statewide average of 0.95%. The difference equals about $940 per year on a median home.
What is the median income in Mountrail County?
Median household income in Mountrail County is $81,292 (Census ACS 2023). Median gross rent runs $864 per month.
Are property taxes deductible in Mountrail County?
Yes, property taxes are deductible on federal returns when you itemize, subject to the SALT cap ($10,000 for most filers). Mountrail County homeowners paying $1,171 annually may benefit if their combined state and local tax burden exceeds the standard deduction.
How are property taxes calculated in Mountrail County?
The county assessor multiplies your home's assessed value by the local tax rate. On a $222,200 home at the county's effective rate of 0.527%, the annual bill is approximately $1,171.
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Disclaimer: This calculator and the content on this page are for educational purposes only. They do not constitute financial, legal, or tax advice. Rates, loan limits, and eligibility criteria vary by lender, location, and borrower profile. Always consult a licensed financial professional before making borrowing decisions. CalcPier is independent and not affiliated with any lender listed on this page.
