County property tax calculator
Property Tax Calculator for McKenzie County
McKenzie County is among the lowest property tax jurisdictions in the United States. At 0.412%, the effective rate runs roughly half the 1.07% national average — a rare position that gives homeowners a structurally lower carrying cost. The annual tax on a median home of $357,300 comes to just $1,472, or about $123 per month in escrow. Local revenue here is often supplemented through sales tax, tourism, or state programs rather than property tax. For buyers comparing jurisdictions, the difference compounds year after year: over a decade, a lower rate can save tens of thousands in total tax paid. The trade-off, if any, is worth checking against local services and school funding before making a purchase decision. Long-term owners here can often offset a modestly higher purchase price against a higher-tax market through accumulated savings alone. McKenzie County's median home value of $357,300 sits far above the North Dakota state average — this is a premium market. Buyers here typically see larger down payments, higher loan amounts, and pricing that can push certain loans into jumbo territory. The valuation reflects a combination of demand, employment access, and local amenities that tend to hold long-term. For buyers entering this market, the math shifts: monthly payments scale with the loan amount, and lenders may apply stricter scrutiny at higher price points. Homeowners' insurance and property tax often run above state norms as a direct result. Anyone budgeting a purchase should plan for the full carrying cost, not just the loan payment. Buyers moving into this tier should expect lender scrutiny on jumbo financing thresholds and may benefit from a full pre-approval before touring properties, since the price point often attracts multiple offers and fast decisions.
Property Tax Details
National average is 1.07%
Used to project future tax burden
Annual Property Tax
$0
Insights
Property Tax Landscape in McKenzie County
McKenzie County stands out within North Dakota with a 0.412% effective rate — well below the state average of 0.95%. The gap saves roughly $1,922 per year on a median-priced home, a substantial amount when compounded over the life of a mortgage. Counties in this tier often fund services through alternative revenue: sales tax, state transfers, tourism, or commercial tax base. For buyers who plan to hold long-term, the cumulative savings versus higher-tax counties in North Dakota can run into the tens of thousands. Escrow will still adjust with assessments, but the baseline rate offers a structurally lower carrying cost. Within North Dakota, McKenzie County ranks as the 3th lowest of 53 counties by effective property tax rate.
McKenzie County's median home value of $357,300 sits far above the North Dakota state average — this is a premium market. Buyers here typically see larger down payments, higher loan amounts, and pricing that can push certain loans into jumbo territory. The valuation reflects a combination of demand, employment access, and local amenities that tend to hold long-term. For buyers entering this market, the math shifts: monthly payments scale with the loan amount, and lenders may apply stricter scrutiny at higher price points. Homeowners' insurance and property tax often run above state norms as a direct result. Anyone budgeting a purchase should plan for the full carrying cost, not just the loan payment. Median household income in McKenzie County tracks the North Dakota average at $88,289, giving buyers access to the full range of standard loan programs including conventional, FHA, and USDA where applicable. The price-to-income ratio of 4.0x is workable but requires planning. Households at the median can typically qualify for conventional or FHA financing at current rates. Median gross rent runs $1,153 per month, giving renters a baseline to compare against ownership costs in the same market.
Property Tax Scenarios — McKenzie County
The scenarios below show how property tax scales across a range of home values typical for a premium market. Buyers comparing price points can see the direct effect on annual and monthly escrow: each step up in value moves the tax line proportionally at the county's effective rate. This is not the loan payment — it is the tax component that sits inside the monthly mortgage servicer collection.
| Home Value | Annual Tax | Monthly Escrow | 10-Year Total |
|---|---|---|---|
| $180,000 | $742 | $62 | $7,416 |
| $270,000 | $1,112 | $93 | $11,124 |
| $355,000 | $1,463 | $122 | $14,626 |
| $535,000 | $2,204 | $184 | $22,042 |
| $715,000 | $2,946 | $245 | $29,458 |
Frequently asked questions
In a county with one of the lowest tax rates in the country, questions tend to focus on how the lower rate affects long-term ownership cost and what to expect in escrow. Answers below use McKenzie County-specific figures.
What is the property tax rate in McKenzie County?
McKenzie County has an effective property tax rate of 0.412%, among the lowest in the country (national average: 1.07%). On a median home of $357,300, that's about $1,472 per year, or $123 monthly through escrow.
How much are property taxes on a home in McKenzie County?
At the county median of $357,300, annual property taxes run roughly $1,472, collected through mortgage escrow at about $123 per month.
How does McKenzie County compare to North Dakota?
McKenzie County's 0.412% rate is substantially below North Dakota's statewide average of 0.95%. The difference equals about $1,922 per year on a median home.
What is the median income in McKenzie County?
Median household income in McKenzie County is $88,289 (Census ACS 2023). Median gross rent runs $1,153 per month.
Are property taxes deductible in McKenzie County?
Yes, property taxes are deductible on federal returns when you itemize, subject to the SALT cap ($10,000 for most filers). McKenzie County homeowners paying $1,472 annually may benefit if their combined state and local tax burden exceeds the standard deduction.
How are property taxes calculated in McKenzie County?
The county assessor multiplies your home's assessed value by the local tax rate. On a $357,300 home at the county's effective rate of 0.412%, the annual bill is approximately $1,472.
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Disclaimer: This calculator and the content on this page are for educational purposes only. They do not constitute financial, legal, or tax advice. Rates, loan limits, and eligibility criteria vary by lender, location, and borrower profile. Always consult a licensed financial professional before making borrowing decisions. CalcPier is independent and not affiliated with any lender listed on this page.
